# Recipient User Terms and Conditions

[**Download**](https://assets.ctfassets.net/pqe6664kagrv/4X8q3it6Rk0q5liDauesN5/50fb02f7bfbd34579f6af7ddf4b5c2a0/DEC_2024_ZEPZ_US_Recipient_User_Terms_SW.pdf)