# Terms and Conditions

## Sender Terms and Conditions

[Terms and Conditions | United States (Sender Terms)](/content/en/terms-and-conditions/usa-edition/index.html)

[Terms and Conditions | Canada](/content/en/terms-and-conditions/canada-edition/index.html)

[Terms and Conditions | United Kingdom, Gibraltar, Switzerland](/content/en/terms-and-conditions/united-kingdom-edition/index.html)

[Terms and Conditions | European Union](/content/en/terms-and-conditions/european-union-edition/index.html)

[Terms and Conditions | Wallet Short and Long Form Disclosures - United States](/content/en/terms-and-conditions/usa-edition-wallet/index.html)

[Terms and Conditions | Universal Wallet Service Agreement](/content/en/terms-and-conditions/universal-wallet-service-agreement/index.html)

## Recipient Terms and Conditions

[Terms and Conditions | Remittance Recipient Service Agreement](/content/en/terms-and-conditions/remittance-recipient-service-agreement/index.html)

## Promotional Terms and Conditions

[Promotional Terms and Conditions | Cashback Rewards Program](/content/en/terms-and-conditions/cashback-rewards-program/index.html)

[Promotional Terms and Conditions | Promo Code](/content/en/terms-and-conditions/promo-code-promotion/index.html)

[Promotional Terms and Conditions | Referral Code](/content/en/terms-and-conditions/referral-program/index.html)

[Promotional Terms and Conditions | Promo Code - Universal Wallet](/content/en/terms-and-conditions/promo-code-universal-wallet/index.html)

[Promotional Terms and Conditions | Referral Code - Universal Wallet](/content/en/terms-and-conditions/referral-universal-wallet/index.html)